Big-ticket purchases can often burn a hole in your pocket if not planned well. The Bajaj Finserv EMI Network Card is an absolute saving grace if you’re a shopping enthusiast. Through this card you can shop for products from top brands and merchants on EMI without a credit card. Regardless of what the product is, using the Bajaj EMI card your purchases can be made more affordable.
The Bajaj Finserv EMI card lets you buy expensive products such as smartphones, refrigerators, televisions, washing machines, or laptops on EMI at no-cost. Furthermore, you can use the card to pay your utility bills as well.
Here’s a quick rundown of the features and benefits that the Bajaj Finserv EMI Network card offers:
No Cost EMI
The No Cost EMI feature of the EMI card is a blessing in disguise. No Cost EMI implies that apart from the actual cost of the product purchased, you do not have to pay a penny more. This means you will not be paying any interest on the product you purchase.
The EMI card is equipped with a pre-authorised loan facility that lets you borrow loans of up to ₹2 Lakhs that can be used to pay for the purchase of electronic gadgets, lifestyle products and others. This facility saves you from the tedious process of applying for a loan in times of need.
Zero Foreclosure Charges
If you decide to foreclose the loan you borrowed, you need not pay any foreclosure charges. This helps you save up money on any unnecessary charges that might otherwise apply on the foreclosure of your loan.
Affordable Down Payment
Down payments are generally associated with large purchases made through equated monthly instalments. This indicates that a set lump sum amount has to be paid while you make a purchase. Bajaj Finserv EMI Network card allows you to purchase products and devices such as mobile phones, air conditioners, or laptops on EMI at low or zero down payment.
Seamless Shopping Experience
The EMI card makes your experience as a shopper quite hassle-free through its online and offline shopping feature. You can either shop from the comfort of your home or head to a partner store nearest to you and enjoy a seamless shopping experience.
Insta Credit Facility
The Insta Credit Facility is exclusive to Bajaj EMI card holders. This facility will allow you to transfer up to ₹5,000 to your Bajaj Wallet through a single click. This amount can then be used to make payments at offline and online partner stores. You can repay the borrowed credit amount in three EMIs.
Easy Application Procedure
The application procedure for a Bajaj Finserv EMI Network Card is quite simple. You can apply for the card either online or offline as per your convenience.
Flexible Tenure for Repayment
The card offers you a flexible tenure for repayment ranging from a period of 3 to 24 months. This will give you enough time to repay the borrowed amount as and when convenient for you.
There are 1.2 Lakh+ stores partnered with the Bajaj Finserv EMI Network card that are spread over 2,900+ cities that provide a wide range of products for you to choose from. You have at your disposal more than 1.2 million products to explore and shop for on EMI without a credit card.
The EMI card doesn’t require the submission of too many documents while you apply for the card. You will not be asked to submit documents after every purchase you make. This will help you steer clear of any needless labour.
The Bajaj Finserv EMI Network card opens you up to a whole new world of exclusive deals and offers that make your journey as a shopper an enthralling one. With such a wide range of products and merchant stores to explore from, you are at liberty to make purchases offline as well on your desired e-commerce platforms. You can even buy the latest models of electronic devices such as laptops on EMI with zero interest charges.
Having read so much about the EMI card’s features and benefits you might wonder how you could lay your hands on such an impressive card.
The steps to apply for the Bajaj Finserv EMI Network Card are as follows:
If you want to opt for an online mode:
- Go to the official page of Bajaj Markets or the app and click the “Apply Now” option
- Choose your profession
- Type out details such as date of birth, mobile number, and name as mentioned on your PAN card
- Read through all the terms and conditions provided and accept
- Tap on “Next”
- Use the OTP sent to your contact number and validate your transaction
Once you go through the EMI card offer that has been approved, you will have to fill in a few details. Post that you will have to undergo the KYC authentication process and pay ₹530 as application fee. Once the e-mandate procedure is authorised, you will be able to access the EMI card.
If you want to opt for the offline mode:
- Go to a merchant store partnered with the Bajaj Finserv EMI Network card
- Choose products that you wish to purchase
- Reach out to a representative at the store and ask them to activate the facility of in-store purchasing.
- An application form will be given to you.
- Fill in the required fields and provide the necessary documents
Your EMI Card will be activated.
If you’re someone that shops avidly, the Bajaj Finserv EMI Network card could be your ideal shopping companion. You can buy your favourite products from a vast range of brands and stores on EMI without a credit card. The multiple benefits offered by the EMI card can help you purchase expensive products through smaller payments spread over a term convenient to you. Thus helping you shop for big-ticket items smartly at zero interest, zero foreclosure charges and zero down payment.
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