In Mysore and other parts of India, families turn to the security of gold when they need funds urgently. Whether it is a wedding, a medical emergency, or higher education costs, gold remains the first choice. But what if you could use your gold without selling it? Bajaj Finserv Gold Loan makes that possible for all with their minimal eligibility requirements. And right now, during the Gold Loan Carnival, you can not only access quick funds but also win exciting rewards. Until 28 February 2026, customers who avail a gold loan of Rs. 1 lakh or above can participate in this limited-time offer as long as their loan is active for 180 days or more. Rewards include travel vouchers for foreign trips, 42-inch LED TVs, microwaves, and small electric appliances. So, if you have been planning to use your gold to borrow, now is the perfect time! You get funds quickly, your gold stays safe, and you stand a chance to win valuable rewards.
Does carnival demand affect gold prices in Mysore?
Gold prices are influenced by many factors – international markets, currency rates, and demand from jewellers all play a role. In Mysore, local buying patterns and demand during wedding seasons or festivals can influence prices. However, in a cooling market, retail prices may remain stable or see slight downward movement in line with broader trends. Today gold rate in India is most driven by national and global trends.
The Gold Loan Carnival itself does not directly affect the gold price today in Mysore. However, it does change how people use their gold. Instead of waiting for prices to rise or fall, borrowers can act now and benefit twice. They get funds based on the current gold value and become eligible for rewards.
Why softer gold prices still make gold loans useful
When gold prices soften, many people still hesitate to sell their jewellery, hoping the market may recover in the future. There is both emotional attachment and uncertainty about price movements.
With the current downward trend in gold price today in Mysore, a gold loan can still be a practical option. Even if valuations are slightly lower, you can access funds without permanently parting with your gold. As markets recover over time, you retain ownership of your jewellery while meeting your financial needs today.
Bajaj Finserv Gold Loan offers a practical way to use the value of your gold. You pledge your jewellery and receive funds based on its weight and purity. It stays safe in secure vaults and is returned to you when you repay your loan.
Bajaj Finance offers gold loans from Rs. 5,000 to Rs. 2 crore. Whether you need a small amount for a short-term need or a large sum for a major expense, gold loans provide flexibility. And during the Gold Loan Carnival, you also get a chance to win rewards. That makes it even more attractive.
Gold Loan Carnival rewards and eligibility criteria
From 25 November 2025 to 28 February 2026, customers who avail a gold loan of Rs. 1 lakh or above become eligible for exciting rewards:
| Reward rank | Reward description |
| 1st reward | Travel voucher for foreign trip |
| 2nd reward | 42-inch LED TV |
| 3rd reward | Microwave |
| 4th reward | Small electric appliances |
A total of 10,504 winners can be rewarded across all categories. The prizes are distributed based on eligibility and fulfilment of all conditions:
- You must be an Indian citizen between 21 and 80 years of age
- You must pledge old jewellery with purity between 18 and 22 karats
- The gold loan amount must be Rs. 1 lakh or more
- The loan must not be repaid within 180 days from the date of disbursal
- Each customer can win only one reward during the entire offer period
- All criteria specified by Bajaj Finance must be fulfilled
Why trust Bajaj Finance to turn your gold value into instant funds?
Designed with the customer in mind, Bajaj Finserv Gold Loan offers several features that make borrowing easy, safe, and flexible:
- Quick disbursal of funds directly to your bank account
- One branch visit is enough to complete the entire process
- Loan amounts range from Rs. 5,000 to Rs. 2 crore
- Multiple repayment options designed for real-life needs – you choose how often you want to pay interest
- Free insurance covers your gold against theft or loss
- Transparent evaluation using the best instruments across all branches
- No hidden charges
- No foreclosure charges if you repay early
- No part-prepayment charges if you want to repay in instalments
- Part release facility lets you take back some gold before loan maturity
- Over 1,100 branches across India for easy access
- A gold loan calculator is available online to estimate your eligibility
How to apply for a Bajaj Finserv Gold Loan
- Click on the apply button on the Bajaj Finserv website or app
- Enter your 10-digit mobile number and request an OTP
- Submit the OTP to verify your identity
- Fill in your personal details and choose the nearest branch
- Download the in-principle loan eligibility letter
- A representative from Bajaj Finance will call you and guide you on the next steps
- Visit the branch with your gold jewellery and KYC documents
- The team will evaluate your gold and complete document verification
- Once approved, the loan amount is credited to your account
The documentation is minimal, which makes the process more accessible. You only need one KYC document (Aadhaar card/ Voter ID card/ Passport/ Driving licence/ NREGA job card/ Letter issued by the National Population Registration). Your PAN card is only required if your loan amount is Rs. 5 lakh or above.
If you have gold sitting at home, consider putting it to use to meet your needs. Apply for a Bajaj Finserv Gold Loan today. Visit the nearest branch or start your application online and enjoy the chance to win valuable rewards.
